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This is what Finent shows you
A sample paycheck-first budget: what to set aside before your next payday, and which upcoming paydays come up short.
Monthly income
$4,000.00
Monthly expenses
$3,945.00
Set aside before payday
$2,280.00
8 days until payday
Next payday
Nov 15th, 2026
Set aside before Nov 15th, 2026
| Bill | Set aside |
|---|---|
| Rent · due Nov 1st, 2026 | $1,500.00 |
| Daycare · due Nov 3rd, 2026 | $550.00 |
| Electricity · due Nov 9th, 2026 | $150.00 |
| Internet · due Nov 12th, 2026 | $80.00 |
| Total to set aside | $2,280.00 |
Forecast — the next 6 paydays
You're $280.00 short on Dec 1st, 2026.
| Payday | Paycheck | Set aside | Left over |
|---|---|---|---|
| Nov 15th, 2026 | $2,000.00 | $1,065.00 | $935.00 |
| Dec 1st, 2026 | $2,000.00 | $2,280.00 | − $280.00 |
| Dec 15th, 2026 | $2,000.00 | $1,065.00 | $935.00 |
| Jan 1st, 2027 | $2,000.00 | $2,280.00 | − $280.00 |
| Jan 15th, 2027 | $2,000.00 | $1,065.00 | $935.00 |
| Feb 1st, 2027 | $2,000.00 | $2,280.00 | − $280.00 |
Sinking funds — saving for the big, irregular bills
Car insurance
$450.00 of $1,200.00
$75.00
/ paycheck
by Apr 6th, 2027
Holiday gifts
$300.00 of $900.00
$50.00
/ paycheck
$100.00/mo
Finent works out what to set aside from each paycheck so the money's ready when the bill lands.
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