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Security

Your data is protected by design

Finent is built with security as a first-class concern — not an afterthought. Here's exactly what we do to keep your account and financial data safe.

Encryption in transit

Every request to Finent is served over HTTPS with TLS. HTTP connections are automatically redirected to HTTPS and HTTP Strict Transport Security (HSTS) headers instruct browsers to always use a secure connection.

Authentication cookies are marked Secure and HttpOnly so they can only be sent over HTTPS and are never accessible from JavaScript.

HTTPS
Everywhere, always
Secure
HttpOnly cookies
HSTS
Enforced in production
0
Plain-text secrets

Authentication & account protection

PBKDF2-SHA256 password hashing

Passwords are hashed using a PBKDF2-SHA256 algorithm with a random per-user salt. Your plain-text password is never stored or logged.

Account lockout

After five failed login attempts your account is locked for 15 minutes. This prevents automated brute-force attacks from ever succeeding.

Two-factor authentication

Optional TOTP-based 2FA is available from your account settings. Enable it to require an authenticator app code alongside your password at every login.

Rate limiting

Login and registration endpoints are protected by a fixed-window rate limiter. Excessive requests from a single IP are rejected with HTTP 429.

Email confirmation

New accounts must confirm their email address before signing in. This prevents account creation with addresses you don't own.

Secure password reset

Password-reset links are single-use, time-limited tokens delivered to your confirmed email address. They cannot be reused after the first click.

Application-level protections

CSRF protection

Every state-changing form (login, data entry, account management) includes an anti-forgery token validated server-side. Cross-site request forgery attacks are blocked.

Data isolation

Every database query is scoped to the authenticated user's ID. There is no way to access another user's expenses, incomes, or goals through the application.

Open source

Finent's source code is publicly auditable on GitHub. There are no hidden behaviours, no obfuscated code, and no black-box libraries handling your financial data.

Secret management

Production secrets (database credentials, email API keys) are stored in a secure secret store and loaded at runtime. They are never committed to source control.

Parameterised queries

All database access goes through a query builder with parameterised queries. Raw SQL injection is not possible through any user-supplied input.

No third-party tracking

There are no advertising networks, analytics scripts, or third-party SDKs that can observe your usage or financial data.

Found a vulnerability?

If you discover a security issue, please report it responsibly by emailing us directly rather than disclosing it publicly. We will acknowledge the report promptly and work to resolve it as quickly as possible.

Report a Vulnerability

Your security matters

Have a question about how we protect your data? Read our privacy policy or get in touch.