Plan ahead. Budget clearly. Save with confidence.
Finent turns the proven 50/30/20 rule into a simple plan. Track income, expenses, debts and savings goals — and see exactly what to set aside before your next payday.
Everything you need to stay on budget
A complete toolkit for your whole financial picture.
Smart dashboard
See your monthly income, 50/30/20 split, payday calendar and what's due next — all at a glance.
Expenses & income
Track recurring and one-time money in and out, normalized to a clear monthly view.
Debt payoff
Log payments, watch balances burn down, and plan a payoff date with the interactive planner.
Savings goals
Set targets, track contributions, and celebrate every milestone you reach.
Shared budgets
Invite a partner or roommates to a budget group and split shared bills fairly.
Monthly snapshots
Archive each month and compare how your spending changes over time.
Get started in minutes
Add your income
Tell Finent what you earn and how often you're paid.
List your expenses
Add bills and spending, sorted into needs, wants and savings.
Follow your plan
See what to set aside before payday and hit your goals.
Built on the 50/30/20 rule
A simple, time-tested way to balance spending and saving.
Needs
Rent, utilities, groceries and other essentials.
Wants
Dining out, subscriptions and the fun stuff.
Savings
Emergency fund, investments and debt repayment.
Ready to take control of your money?
Join Finent today — it's free, open source, and privacy-first.
Create your free account