Features built around your paycheck
Finent tells you exactly what to hold back from each check and keeps your bigger budget on track while it's at it. No bank linking, no subscriptions, no tracking.
Set-Aside Calculator
After you get paid, Finent tells you the exact dollar amount to hold back so every bill due before your next check is already covered. Mark each bill paid as you go to keep the running total accurate.
Payday Calendar
An interactive calendar shows your upcoming paydays alongside every bill due in the same period, colour-coded by category.
Income Tracking
Add multiple income sources with custom frequencies — weekly, bi-weekly, semi-monthly or monthly. Finent calculates your true monthly take-home automatically.
50 / 30 / 20 Budgeting
Every expense is tagged as a Need, Want, or Saving. Your dashboard shows exactly how your spending compares to each budget bucket.
Savings Goals
Set a target amount and date for each goal. A live progress bar and a calculated weekly contribution keep you on track without spreadsheets.
Expense Types
Tag every expense with a specific type — Utility, Housing, Grocery, Subscription, Healthcare, and more. Combined with your 50/30/20 budget category, you get a detailed breakdown of exactly where your money goes.
Budget Snapshots
Freeze your financial state for a month and export a PDF report. Use the side-by-side comparison to see exactly how two periods differ.
Budget Groups
Share a budget with your household or partner. Invite members by email or invite code, assign shared expenses, and see per-member analytics across the whole group.
Bill Reminders
Opt in to email reminders before bills are due so nothing slips through the cracks between paydays.
Import & Export
Import income and expenses from CSV to get started quickly. Export everything as CSV or PDF at any time — your data is always yours to take with you.
Privacy First
No advertising, no analytics, no third-party data sharing. Only the essential cookies needed to keep you signed in.
Debt Tracking
Add debts, log payments over time, and watch the balance burn down. Track interest rates and see a full payment history for each debt.
In-App Notifications
Real-time notifications keep you updated on budget group activity, invitations, and other events the moment they happen — no page refresh needed. Mark individual notifications read or clear them all at once.
Spending Charts
Your dashboard includes a spending breakdown donut chart and a Budget vs Actual bar chart, so you can see at a glance where your money is going and how each category compares to its target.