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Comparison

Looking for a Mint alternative?

Mint shut down in 2024. Finent is a private place to land: budget by paycheck for free, with no ads, no bank linking, and no selling your data.

Why former Mint users are switching

Mint's shutdown left millions looking for a budget that doesn't depend on a bank connection someone else controls.

Mint is gone

Intuit shut Mint down in March 2024 and pointed people to Credit Karma, which isn't a full budgeting tool. Former Mint users need a new home for their budget.

A more private option

Mint ran on bank connections and monetised your transaction data. Finent never links your bank and never sells your data — a cleaner deal for your privacy.

Still free to budget

Budgeting by paycheck in Finent is free, with no ads. You only pay if you want the extras — the forecast, history, and breakdown.

Finent vs. Mint, side by side

What changes when you move over.

FinentMint
StatusActive and independentShut down by Intuit in March 2024; users pointed to Credit Karma
CostFree to budget by paycheck; optional Plus at $36/year. No ads.Free, but ad-supported and monetised through product offers
Bank linkingNone — you enter income and bills (or import a CSV)Required — connected to your accounts to auto-track spending
Your dataYou choose what to share; never soldAggregated transactions used to recommend financial products
ApproachPaycheck-first: what to set aside before your next paydayA spending tracker that categorised past transactions

Finent is for you if…

  • You want a private budget with no bank linking
  • You're done with ads and having your data monetised
  • You want a free plan to budget by paycheck
  • You'd rather plan ahead than review a feed of past spending

Worth knowing

Finent works differently from Mint on purpose: it doesn't auto-import transactions from your bank. You enter your income and bills (or import a CSV), and Finent tells you what to set aside from each paycheck. If automatic bank-feed tracking is the one thing you can't do without, Finent isn't that — and we'd rather be upfront.

Frequently asked questions

What happened to Mint?

Intuit, which owned Mint, shut it down in March 2024 and encouraged users to move to Credit Karma. Credit Karma is more of a credit-and-offers product than a budgeting tool, so many former Mint users have gone looking for a real budgeting alternative.

Is Finent a good Mint alternative?

If you want privacy and don't want to link your bank, yes. Finent budgets around your paycheck without connecting to your accounts, has a free plan, and never sells your data. If you specifically want automatic bank-feed tracking like Mint had, Finent works differently — you enter your income and bills yourself.

Is Finent free like Mint was?

Budgeting by paycheck in Finent is free, with no ads. Mint was free but ad-supported and made money from your data. Finent's paid plan (Plus, $36/year) is optional and adds the forecast, pay-period history, and budget breakdown.

Does Finent link to my bank like Mint did?

No. Mint relied on bank connections to auto-track spending. Finent never links your bank — you enter your income and bills once (or import a CSV), and it works out what to set aside from each paycheck.

Can I import my data from Mint?

You can import income and expenses into Finent from a CSV file. If you exported data from Mint before it closed, you can bring your recurring items over without retyping everything.

A private home for your budget.

Free to start. No ads. No bank linking. Ever.

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Mint is a trademark of Intuit Inc. Finent is not affiliated with or endorsed by Intuit or Mint. Details about Mint reflect its shutdown as publicly announced by Intuit.